MINO is a full service, nationwide mortgage originator that specializes in financing real estate investors. We are the subject matter experts:
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Brock WeymanTrustindex verifies that the original source of the review is Google.
I am a construction manager for Round HiLL Development Partners which is building a ground-up village of high-end STR's. We struggled with DSCR lenders prior to finding MINO--and their Cedar Neeley. We used traditional financing for years, but wanted to use the advantages offered through DSCR. Who wouldn't? The problem in the DSCR world is that it is loaded with hype and promises, from a myriad of fast-talking loan agents who only concentrate on the sale, not the service. We are eminently qualified, and our multi-structure project requires a lot of understanding, and much more "hoops" than a down and dirty "fix and flip." One by one, we dismissed some of the top names in the business-no follow-up, no timely communication, outrageous high rates, and shockingly no knowledge of the needs of a staged master plan, with a sequential development schedule, and a strict rollout strategy. We needed a partner who would first understand our project and then go out and finance it. Cedar Neeley is our man. Our Concierge of financing. The MINO advantage is that it is NOT their money. So they have access to many different money sources. Perfect! I wanted to shop rates, quotes, and get a real term sheet--not the instant bait and switch "famous" DSCR conditional term sheet that NEVER is the final deal. And that is what MINO-- with Cedar at the helm-- has done. We are closing and rolling, every promise kept, every quote real, brilliantly responsive, and frankly a real pleasure to work with day to day. Thank you MINO and Cedar, I know it was not easy, but you are getting it done where others failed. It's a real partnership, and now its BRRRR all the way.Posted on Google![]()
Jacob HazzardTrustindex verifies that the original source of the review is Google.
Mino Lending Solutions, and specifically Cedar Neeley, were fantastic to work with. Cedar communicated effectively and answered any questions I had. I highly recommend using them for any of your future real estate transactions.Posted on Google![]()
Grant WeymanTrustindex verifies that the original source of the review is Google.
I am a new investor. My family is developing a series of new ground-up high end STR's in NC. We are all well qualified with credit and liquidity that exceeds all and any DSCR lender requirements. Our plans call for 6 dwellings on our free and clear 20 acres. It is critical to get the first one in the ground. I am the point man for the first one. I bought into the massive hype of how easy and fast it would be to obtain and close a medium size ground-up construction loan. I began my search for a lender. One by one, 8 of the big name brand DSCR lenders passed me around for weeks, some sending instant conditional term sheets, others making verbal assurances that never materialized. Finally I arrived at MINO. From the beginning Cedar Neely was straight forward and like the others assured me if I met the requirements, he would get my deal done. Ladies and Gentlemen alas, we closed our construction loan in 4 weeks. He promised but unlike the others he delivered. And he exceeded his promises. He quoted initially 10.5 % interest, it came in at 9.9. He said I would have to bring $12,000.00 to closing, I received $7900.00 wired to my construction account at closing. Every benchmark was exceeded. The only surprises were good ones like these. I cannot stress enough the pleasure of dealing with such a stand up guy like Cedar. He is a rare bird among this industry's fast talking DSCR agents who more often than not, leave you hanging. I get it that ground-up construction is more difficult than fix snd flip where you begin with more tangibles. But that only makes the case for MINO. They are true to their name, MINO Lending "Solutions."They solved my ground-up where no one else could. If you are as frustrated as I was that for some reason your deal is not getting done, Call Cedar. Trust me, if you are qualified, your just days away of getting home.Posted on Google![]()
James ThomasTrustindex verifies that the original source of the review is Google.
I had a great experience working with Kyle at Mino Lending Solutions. We hit a stressful issue with the property title during the process, but Kyle stepped in and handled it immediately. He stayed on top of the title company, kept me updated, and made sure everything was resolved quickly, so we could close on time. Kyle and the team made a complicated situation incredibly simple. I highly recommend him and the team at Mino Lending Solutions!Posted on Google![]()
NicolΓ‘s Cuesta QuinteroTrustindex verifies that the original source of the review is Google.
Great team, easy to work with and very proactive! I want to highlight Cedar, who was always open for a conversation and explained me every step of the process.Posted on Google![]()
Curtis ElliottTrustindex verifies that the original source of the review is Google.
Clear and straightforward process, simple common sense underwriting.Posted on Google![]()
Justin KopferTrustindex verifies that the original source of the review is Google.
Highly recommend Cason and the Mino Lending Team ! clear communication and they deliver on what they say. Thanks again guys!Posted on Google![]()
Czar WileyTrustindex verifies that the original source of the review is Google.
Working with Alexander Varney has been an outstanding experience from start to finish. The process was smooth, communication was clear and consistent, and they moved quickly to get everything done without any issues. They were professional, transparent, and always available to answer questions. I felt confident and supported the entire time. Highly recommend to anyone looking for a reliable and efficient lending partner.Posted on Google![]()
Anthony TothTrustindex verifies that the original source of the review is Google.
Great experience with a short closing window! MINO (Alex, Chad and team) crushed it.Posted on Google![]()
Pam ChmielTrustindex verifies that the original source of the review is Google.
First time using a hard money lender and they were very patient with me and very helpful in guiding me in the direction i needed to go to get the required documents. Adam Chmiel
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